# Head Credit Risk Management

> Access Bank PLC · Osu, Ghana · — · Posted 2026-05-06

**Workplace:** on_site

**Department:** ERG

## Description

·   Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria in the domestic business

·   Establish appropriate framework for the management of credit portfolio to ensure that the bank’s exposure to credit loss is maintained at minimum levels

·   Monitor/review/analyse to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations

·   Authorise/approve facility applications as required after obtaining requisite approval authority

·   Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimise risk of loss.

·   Ensure consistent collateral cover to secure bank’s position

·   Devise strategies for ensuring credit portfolio is maintained

·   Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.

·   Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives

           **2\. Special and other Duties**

Any other duties as may be assigned/deemed necessary by the Chief Risk Officer

## Requirements

Minimum Education       :  A good first degree in any discipline. Relevant Masters’ degree and relevant professional certification such as ACIB, ICA, ACCA and CFA will be an advantage.

Formal Training             : Banking Law/Regulations 

Minimum Experience   :Minimum of 10 years post qualification experience in credit risk management within the Financial Service Industry, of which at least 8 must have been in the Banking Sector and 5 years must have been at a supervisory level.

-   Credit Administration/Risk Management
-   Credit Products
-   Credit Analysis and Appraisal
-   Loans administration / account management
-   Credit Workout/Restructuring
-   Financial analysis / interpretation
-   Facility Structuring

## Apply

[Apply at Access Bank PLC](https://apply.workable.com/access-bank/j/04DC492B8F/apply)

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