# Head, Credit Admin, Documentation and Governance > Access Bank PLC · Lagos, Nigeria · Full-time · Posted 2026-07-20 **Workplace:** on_site **Department:** ERG ## Description **Group:** Risk Management **Reports to:** Chief Risk Officer **Grade:** Senior Manager **Job Overview** - Provides leadership and oversight for credit administration, documentation, collateral management, loan disbursement, and post approval credit controls across the Bank. - Ensures approved credit facilities are properly documented, disbursed, maintained, and monitored in line with approval terms, credit policies, regulatory requirements, and the Bank’s risk appetite. - Drives strong credit governance, enforceable security documentation, timely exception resolution, and continuous improvement across credit administration processes. **Key Responsibilities** - Oversee end-to-end credit administration, documentation, collateral management, loan disbursement, and post approval credit controls across the Bank. - Ensure approved credit facilities are documented, disbursed, maintained, and monitored in line with approval terms, credit policies, regulatory requirements, and the Bank’s risk appetite. - Confirm that all pre-disbursement conditions, including documentation, collateral, approvals, insurance, legal clearance, and security perfection, are satisfied before disbursement - Ensure all credit and security documentation is complete, valid, enforceable, properly executed, and safely maintained - Liaise with Legal, Business, Credit Risk, and external solicitors to ensure adequate documentation, security perfection, and collateral enforceability. - Monitor unauthorized overdrafts, expired facilities, temporary accommodations, overdue reviews, documentation exceptions, and other credit breaches for timely escalation and resolution - Oversee collateral valuation, registration, perfection, insurance monitoring, custody, and release in line with approved policies. - Review credit administration reports, exception reports, deferral reports, collateral reports, and other control reports for accuracy and completeness. - Support the identification and escalation of potential problem loans, documentation gaps, and control weaknesses - Coordinate credit administration inputs for internal audits, external audits, regulatory examinations, management reviews, and credit governance forums - Drive process improvement, automation, and digitization across documentation, collateral tracking, deferral monitoring, loan booking, and reporting - Provide leadership, coaching, supervision, and performance management for the Credit Administration, Documentation, Collateral Management, and Governance teams - Perform other functions as assigned by the Chief Risk Officer ## Requirements **Skills/Competencies** _Required Knowledge, Skills and Abilities:_ - In-depth knowledge of credit administration, credit risk management, loan operations, and post-approval credit controls - Strong understanding of credit products across corporate, commercial, retail, public sector, trade finance, and specialized lending - Strong knowledge of credit documentation, security perfection, collateral management, loan booking, and facility maintenance - Good understanding of credit approval processes, delegated authority frameworks, regulatory requirements, and internal control standards - Strong understanding of collateral valuation, insurance monitoring, vault custody, documentation custody, and release protocols _Generic Skills_ - Strategic thinking and sound judgment - Strong control mindset and attention to detail - High level of integrity, discretion, and professionalism - Strong stakeholder management and influencing skills - Strong analytical and problem-solving skills - Organization and coordination skills - Ability to work under pressure and manage multiple priorities - Strong communication skills, both oral and written - Ownership, resilience, and accountability _Supervisory Skills_ - Ability to build, structure, and sustain a high-performing control-focused team - Ability to lead and supervise multi-functional credit administration teams - Performance management and service delivery oversight[](https://www.accessbankplc.com) - Good knowledge of credit analysis, facility structuring, loan monitoring, credit workout, restructuring, and problem loan identification - Strong analytical, reconciliation, investigation, and exception management skills - Good understanding of audit management, regulatory reporting, credit governance, and control remediation - Process improvement capability and ability to leverage technology for documentation, reporting, monitoring, and control automation - Coaching, mentoring, and capability development - Delegation and accountability management - Conflict resolution and team alignment **Qualifications & Experience** _Mandatory_ - First degree in Banking and Finance, Accounting, Economics, Business Administration, Law, Risk Management, or any related discipline - Minimum of 12 years’ post-qualification experience in banking or financial services, with strong exposure to credit risk management - Must possess relevant professional certification or membership in banking, credit, risk management, finance, accounting, legal practice, or governance, such as CIBN, ICAN, ACCA, CFA, FRM, or CRC - Strong knowledge of credit policies, lending documentation, collateral structures, approval conditions, regulatory requirements, and banking operations _Desirable_ - Relevant master’s degree, such as MBA, MSc Finance, MSc Risk Management, or related field - Additional specialist certification in credit risk management, enterprise risk management, collateral management, - lending, compliance, or corporate governance _Application closes Thursday July 23rd, 2026. 2Only shortlisted candidates will be contacted._ ## Apply [Apply at Access Bank PLC](https://apply.workable.com/access-bank/j/5376632ADC/apply) --- Powered by [Workable](https://www.workable.com)