# Head of Lending Business & Strategy

> Amartha · South Jakarta, Indonesia · Full-time · Posted 2026-02-13

**Workplace:** on_site

**Department:** HO - Lending

## Description

**About Amartha**

At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We’ve supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.

**About the team**

We are seeking an experienced and dynamic person to lead the transformation of our lending operations into a digital-first model. This role will focus on business acquisition, strategy, and bridging traditional field operations with cutting-edge technology. As a key member of the leadership team, you will oversee large teams, manage high-impact projects, and collaborate closely with business and technology stakeholders to drive our digital transformation agenda and solve the field challenges into execution solutions.

**Key Responsibilities**

-   Lead the transformation of microfinance lending operations into a digital model, focusing on strategy and execution.
-   Manage business acquisition efforts and create strategic plans to grow and scale digital lending services.
-   Bridge field operations and technology teams to ensure seamless integration of digital tools with on-ground initiatives.
-   Provide strong leadership and direction to large teams
-   Collaborate closely with the SVP of Lending to align lending and collections strategy with overall business goals.
-   Drive end-to-end project management for digital transformation initiatives, ensuring timely delivery and measurable impact.
-   Monitor and analyze industry trends, particularly in digital banking and microfinance, to adapt strategies and maintain a competitive edge.
-   Foster a culture of innovation, accountability, and results within the lending team.

## Requirements

-   Proven experience in a senior leadership role within digital banking, microfinance, consulting, with a focus on business acquisition, strategy, digital transformation and operational execution
-   Strong background in project management, with the ability to lead complex transformation projects.
-   Experience managing large teams and driving organizational change.
-   Strong leadership skills, with the ability to inspire and manage high-performing teams.
-   A strategic thinker with excellent problem-solving and fast - proactive execution
-   Previous experience as a consultant, having transitioned to an in-house role in a digital banking or microfinance institution.
-   A solid understanding of the microfinance and digital lending landscape.
-   Experience working in a fast-paced, multiple assignments and high-growth environment.

## Apply

[Apply at Amartha](https://apply.workable.com/amartha/j/272F0F7E34/apply)

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