# Financial Credit Analyst

> Bank of Jordan · Riyadh, Saudi Arabia · — · Posted 2026-09-17

**Workplace:** on_site

**Department:** Corporate & Institutional Banking

## Description

**Job purpose**

Supporting the corporate team in its day-to-day business by providing, developing and enhancing the quality of credit decision management across business development departments and data analysis across credit portfolios.

**Responsibilities:**

-   Conduct data analysis regarding transactions on credit facility applications received by the Department. Substantiate recommendations for use by Bank stakeholders to make decisions on new loans/investments, renewal, amendment and structuring of existing loans/investments.
-   In-depth analysis of available data, in a manner that develops effective and efficient risk identification, assessment and measurement, on all credit decisions.
-   Provide decision-makers with accurate numbers, information, data and analysis to ensure sound credit decisions that achieve the Bank's objectives.
-    Review/analyze credit information and any matters related to credit reports, so that they include studying the conditions of the economic sector / financial solvency and continuity / status of mortgages and guarantors etc.
-   Prepare detailed credit reports on the position of borrowers, including their credit status, repayment capabilities, potential risk of default, and interest of establishing/maintaining relationships with them etc. Submit observations to the direct supervisor.
-   Provide all data and reports to relationship managers and direct manager as soon as requested for the purposes of facilitating the decision-making process and developing recommendations.
-   Contribute to the analysis of estimated cashflows by preparing necessary reports and providing the direct manager with all necessary data and information.
-   Inform the direct supervisor of all developments, events and economic reports on the status of market sectors, credit portfolios, clients.
-   Provide the necessary support for all projects related to companies’ business, in addition to providing those concerned with any data / reports / information needed.

## Requirements

**Skills and competencies:**

-   University degree in Business Administration / Economics / Banking and Finance / Statistics or any related discipline.
-   Work experience of at least (1) year in the field of credit/data analysis in banks or related institutions.
-   Possess analytical abilities that can use the best statistical and mathematical tools in addition to good abilities in quantitative calculations and knowledge of (stress tests, Basel, credit / market / operational / liquidity risk)
-   Full knowledge of English.
-   Competent use of computers and handling various application systems.
-   Good knowledge of services and products provided by the Bank.
-   Full knowledge of the policies and procedures that govern work and their internal and external updates.
-   Ability to work under pressure.
-   Ability to communicate and interact well with others.
-   Ability to plan and organize.
-   Analytical capabilities.
-   Ability to work effectively in a team.

## Apply

[Apply at Bank of Jordan](https://apply.workable.com/bank-of-jordan/j/314267A8CF/apply)

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