# AML Compliance Analyst

> Capitex · Sharjah, United Arab Emirates · Contract · Posted 2025-10-20

**Workplace:** on_site

## Description

**Location:** Sharjah, United Arab Emirates  
**Contract Type:** 12-Month Fixed-Term Contract  
**Department:** Financial Crime Compliance  
**Reports To:** AML Manager / Head of Compliance

### **Position Summary**

The **AML Compliance Analyst** will support the bank’s Financial Crime Compliance framework by conducting **KYC reviews**, **transaction monitoring**, and **suspicious activity investigations** in line with **UAE Central Bank regulations**, **FATF guidelines**, and internal compliance standards. The role is critical to ensuring that the bank maintains a robust AML/CTF control environment and meets all regulatory obligations.

### **Key Responsibilities**

-   Conduct customer due diligence (CDD) and enhanced due diligence (EDD) for new and existing clients to ensure full KYC compliance.
-   Perform daily and periodic transaction monitoring, identifying and investigating unusual or suspicious activities.
-   Review AML alerts, document findings, and escalate cases requiring further investigation or reporting.
-   Prepare, document, and support the submission of Suspicious Activity Reports (SARs) to the UAE Central Bank.
-   Maintain detailed investigation records in accordance with internal procedures and regulatory requirements.
-   Conduct periodic reviews of customer accounts and risk ratings to ensure ongoing compliance.
-   Assist in internal audits, regulatory reviews, and inspections, providing accurate and timely responses.
-   Collaborate with business units to strengthen AML controls and promote compliance awareness across the organization.
-   Stay informed on evolving AML laws, typologies, and industry best practices, ensuring ongoing alignment with regulatory expectations.

### **Qualifications & Experience**

-   Bachelor’s degree in Finance, Law, Business, or a related field.
-   2–4 years of experience in **AML, KYC, or Financial Crime Compliance** within a bank or regulated financial institution.
-   Solid understanding of **UAE Central Bank AML regulations** and **international standards (FATF, OFAC, EU directives)**.
-   Familiarity with AML/CTF monitoring systems (e.g., Actimize, SAS, Mantas, or equivalent).
-   Professional certification such as **CAMS**, **ICA**, or equivalent preferred.
-   Strong analytical, investigative, and report-writing skills.
-   Excellent attention to detail, time management, and stakeholder communication abilities.
-   Fluency in English required; Arabic proficiency an advantage.

### **Key Competencies**

-   Integrity and discretion in handling sensitive information.
-   Sound judgment and critical thinking.
-   Strong teamwork and cross-functional collaboration.
-   Proactive and results-oriented approach.
-   Commitment to regulatory excellence and ethical standards.

### **Contract Details**

-   **Duration:** 12 months (renewable based on performance and business needs)
-   **Work Location:** Sharjah, UAE
-   **Employment Type:** Full-time, onsite
-   **Remuneration:** Competitive, commensurate with experience

## Apply

[Apply at Capitex](https://apply.workable.com/capitex/j/0DD104EAB2/apply)

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