# KYC / CDD Analyst - Sharjah

> Capitex · Sharjah, United Arab Emirates · — · Posted 2026-01-29

**Workplace:** on_site

## Description

### **Job Title:** KYC / CDD Analyst

**Location:** Sharjah  
**Contract Duration:** 6 months  
**Level:** Analyst  

### **Job Description**

We are seeking a detail-oriented **KYC / CDD Analyst** to support periodic and trigger-based customer due diligence activities in line with the Bank’s customer risk rating framework and regulatory requirements.

### **Key Responsibilities**

-   Conduct periodic KYC refreshes and trigger-based reviews in accordance with internal policies and regulatory standards.
-   Review, update, and maintain customer profiles, including:

-   Customer identification and verification information
-   Ownership and control structures
-   Ultimate Beneficial Ownership (UBO)
-   Nature of business, Source of Funds (SoF), and Source of Wealth (SoW)

-   Ensure KYC records are complete, accurate, and up to date across core banking and KYC systems.
-   Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for higher-risk customers, including:

-   High-risk geographies
-   Politically Exposed Persons (PEPs)
-   Complex ownership structures
-   Cash-intensive or high-risk industries

-   Assess and document customer risk factors and apply appropriate risk ratings.
-   Prepare clear and concise EDD narratives, including justifications for risk acceptance or escalation.
-   Collect, validate, and review KYC documentation in line with regulatory and internal standards.
-   Maintain proper documentation and audit trails to support internal audits, compliance reviews, and regulatory inspections.
-   Adhere to defined SLAs and productivity targets while maintaining high quality standards.
-   Liaise with Relationship Managers, Front Office, Operations, and Compliance teams to resolve KYC gaps and outstanding issues.

### **Required Knowledge & Skills**

-   Strong understanding of AML/CFT, KYC, CDD, and EDD requirements.
-   Practical knowledge of CBUAE AML/CFT Regulations and regulatory guidance.
-   High attention to detail with strong documentation and analytical skills.
-   Ability to manage multiple cases within tight timelines.

## Apply

[Apply at Capitex](https://apply.workable.com/capitex/j/CDA1654337/apply)

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