# Liabilities Specialist

> CodeNinja · Riyadh, Saudi Arabia · — · Posted 2026-08-19

**Workplace:** on_site

**Department:** Professional Services

## Description

**About CodeNinja**  
CodeNinja is a technology and AI consulting firm delivering embedded and forward-deployed teams across KSA, Pakistan, Egypt, and Latin America. We partner with leading financial institutions to build high-performing teams that drive digital transformation and product innovation.

**About the Role**  
We are looking for a hands-on Retail Liabilities Specialist to serve as a subject matter expert supporting CASA/deposit propositions for our banking client in KSA. This role owns pricing strategy, portfolio performance, customer acquisition and retention, and end-to-end product lifecycle activities for retail liability products.

**Key Responsibilities**

-   Act as SME for CASA/deposit product propositions, from design through go-to-market
-   Own pricing strategy and cost of funds analysis for retail liability products
-   Monitor and report on portfolio performance, tracking key liability KPIs
-   Drive customer acquisition and retention strategies for deposit products
-   Manage full product lifecycle activities — enhancements, repricing, sunset/migration
-   Collaborate with product, pricing, and treasury teams on deposit mix optimization
-   Support development of Sharia-compliant deposit structures where applicable

## Requirements

**Must-Haves**

-   Strong practical experience in consumer deposits/CASA products
-   Solid understanding of pricing strategy and cost of funds
-   Hands-on experience with portfolio analytics and performance tracking
-   Experience in retail banking liabilities environment

**Nice-to-Haves**

-   Experience with Sharia-compliant deposit structures
-   Exposure to KSA/GCC retail banking market
-   Experience working with treasury or ALM teams on liability pricing

**Why Join Us**  
Join a fast-growing consulting firm at the intersection of technology and finance, working directly with leading banking clients on high-impact liability propositions in one of the region's most dynamic markets.

**Disclaimer**  
CodeNinja is an equal opportunity employer. All qualified applicants will receive consideration regardless of race, religion, gender, or other protected status.

## Apply

[Apply at CodeNinja](https://apply.workable.com/codeninjapk/j/27580258E2/apply)

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