# Review Appraiser

> World Business Lenders, LLC · New York, United States (Remote) · Full-time · Posted 2026-08-18

**Workplace:** remote

## Description

**Overview**

-   World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team.
-   Typically, the work schedule is from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, though additional hours may be required based on business needs.

**About the Role**

-   The Review Appraiser will serve as a subject matter expert in residential or commercial real estate appraisal. The role is responsible for reviewing appraisals and other valuation reports prepared by internal analysts and third-party providers, identifying material deficiencies, and recommending property values to the appropriate committee.
-   This position is focused on appraisal review, quality control, collateral risk assessment, and communication of clear, supportable valuation recommendations. It is not primarily responsible for producing appraisals.

**What Success Looks Like** 

-   Consistently delivers accurate, timely, and defensible valuation recommendations.
-   Identifies material appraisal deficiencies and effectively communicates collateral risks.
-   Provides clear, well-supported recommendations to credit and investment committees.
-   Maintains high-quality, consistent appraisal review standards and supports junior analysts.

**Typical Day-to-Day**

-   Review internal valuations prepared by members of the Valuation team for completeness, accuracy, methodology, and supportability.
-   Independently test and validate valuation conclusions using available market evidence and other relevant information.
-   Identify and address deficiencies, unsupported assumptions, or other issues requiring clarification or additional support.
-   Develop independent valuation recommendations based on the appraisal, internal analysis, and available market evidence.
-   Handle complex or unusual properties on an ad hoc basis, including commercial properties, mixed-use assets, or cases where competing valuation sources disagree.
-   Provide technical guidance and subject matter expertise to members of the Valuation team as needed.

**Key Objectives for This Role (Quarterly Focus)**

-   Review residential and commercial appraisals for accuracy, completeness, methodology, and supportability.
-   Develop an independent recommendation of collateral value based on the appraisal and available market evidence.
-   Present clear, defensible valuation recommendations to the Asset Resolution Committee and other decision-makers.
-   Identify material appraisal deficiencies, unsupported assumptions, weak comparables, inappropriate adjustments, and valuation risks.
-   Provide technical review and coaching to junior valuation analysts.
-   Improve consistency, quality, and turnaround time of the appraisal review process.
-   Track appraisal accuracy against subsequent sales, recoveries, and other market evidence to continuously improve valuation decisions.  
    

**What You'll Be Doing (Core Responsibilities)**

-   Review residential or commercial appraisals, evaluations, broker price opinions, automated valuation models, inspections, and related valuation reports.
-   Assess the accuracy, completeness, credibility, and suitability of each report for its intended use.
-   Evaluate property characteristics, highest and best use, zoning, market conditions, comparable selection, adjustments, income assumptions, capitalization rates, cost estimates, and value reconciliation.
-   Identify unsupported assumptions, mathematical errors, stale data, weak comparables, excessive adjustments, material omissions, and other valuation deficiencies.
-   Return deficient reports for correction, clarification, or additional support.
-   Develop an independent recommendation of property value based on the appraisal, supporting market evidence, internal records, inspections, and other available information.
-   Recommend acceptance, modification, rejection, or further investigation of submitted valuation conclusions.
-   Prepare concise written summaries of findings, risks, and recommended values.
-   Present valuation recommendations to Investment Committee, Asset Resolution Committee, Initial Credit Review Committee or other decision-making committees.
-   Explain valuation methodology, assumptions, market evidence, and collateral risks to management and committee members.
-   Recommend additional appraisals, inspections, environmental reports, engineering studies, or other analysis when existing information is insufficient.
-   Review work completed by junior analysts and provide technical guidance on appraisal methodology, comparable analysis, adjustments, and report documentation.
-   Serve as a subject matter expert for the assigned valuation group; the OIC will be responsible for management of the group.
-   Independently test and validate valuation conclusions.
-   Handle difficult or unusual properties on an ad hoc basis, including commercial properties, mixed-use assets, or cases where competing valuation sources disagree.
-   Help maintain consistent appraisal review policies, templates, checklists, escalation procedures, and quality-control standards.
-   Support audits, regulatory reviews, litigation, loan sales, foreclosure decisions, and property disposition strategies involving collateral valuations.
-   Work regularly with the SVP Asset Management, VP Valuation, Valuation Team Lead, and Valuation Team Members.

## Requirements

**Requirements**

-   **Education**

-   Bachelor’s degree in real estate, finance, accounting, economics, business, or a related field. 

-   **Required Experience**

-   **7+ years** of experience in real estate appraisal, appraisal review, collateral valuation, underwriting, credit, asset management, or a related field.
-   Demonstrated experience reviewing both residential and commercial real estate appraisals.
-   Strong knowledge of the sales comparison, income capitalization, and cost approaches.
-   Experience evaluating comparable selection, market adjustments, income and expense assumptions, capitalization rates, highest and best use, and value reconciliation.
-   Experience with distressed, transitional, nonperforming, foreclosed, or complex real estate.
-   Strong analytical, written, verbal, and presentation skills.
-   Ability to exercise independent judgment and challenge unsupported valuation conclusions.
-   Proficiency with Microsoft Excel, public records, property databases, listing platforms, mapping systems, and market research tools.
-   State Certified General Real Estate Appraiser credential.
-   MAI, SRA, AI-GRS, ASA, MRICS, or another recognized appraisal designation.

**Key Performance Measures**

-   Accuracy and defensibility of valuation recommendations 
-   Quality and timeliness of appraisal reviews 
-   Identification of material appraisal deficiencies 
-   Consistency with appraisal review standards 
-   Quality of committee presentations and written recommendations 
-   Variance between recommended values and subsequent transaction outcomes

**Remote Work Requirements**

-   Stable, reliable internet connection. 
-   Professional and dedicated remote working environment. 

**Preferred Background / Industry Experience**

-   Real estate appraisal or appraisal review, particularly residential and commercial properties.
-   Commercial real estate lending, mortgage lending, credit underwriting, or collateral risk management.
-   Asset management, special assets, distressed debt, foreclosure, or REO involving complex or transitional real estate.
-   Experience with portfolio lenders, banks, private credit, or other financial institutions.
-   Experience supporting credit/investment committees, loan workouts, property dispositions, or other decisions involving real estate collateral.

**Key Soft Skills**

-   Strong analytical judgment and professional skepticism.
-   Confidence to challenge appraisers, analysts, and internal stakeholders when conclusions are not adequately supported.
-   Ability to make sound decisions when property information is incomplete or conflicting.
-   Clear and concise written and verbal communication.
-   Ability to explain complex valuation issues to non-appraisers and senior executives.
-   Strong attention to detail without losing sight of the overall collateral risk.
-   Comfortable defending a valuation recommendation in a committee environment.
-   Collaborative coaching style when reviewing the work of junior analysts.
-   High degree of independence, integrity, and objectivity. 

 **Specific Technical Skills Needed**

-   Expert understanding of residential and commercial real estate appraisal.
-   Strong command of the Sales Comparison and Income Capitalization approach.
-   Ability to critically evaluate comparable selection and appraisal adjustments.
-   Ability to analyze rents, operating expenses, NOI, capitalization rates, discount rates, and income-based valuations.
-   Strong understanding of highest and best use, zoning, property condition, marketability, and location considerations.
-   Ability to identify appraisal errors, unsupported assumptions, inconsistencies, and material data gaps.
-   Experience reviewing distressed, nonperforming, foreclosed, transitional, or otherwise complex collateral preferred.
-   Working knowledge of USPAP and applicable appraisal independence and regulatory standards.
-   Proficiency with Excel, public property records, MLS/listing information, mapping tools, commercial real estate databases, and other valuation research resources.
-   State Certified General Appraiser license strongly preferred.

## Benefits

**What We Offer**

💰 **Compensation** includes a base salary of **$60,000-$80,000.**

🏖️ **Benefits** include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO).

🌍 **Work Environment:** Fully remote work environment, with occasional travel for leadership off sites/corporate events.

**Ready to Apply?**

_If this sounds like you, we'd love to hear from you - submit your CV in English and hit_ _**Apply**_

## Apply

[Apply at World Business Lenders, LLC](https://apply.workable.com/commercial-lending/j/83BD049BC0/apply)

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