# Commercial Loan Officer

> Cooperidge Consulting Firm · Virginia Beach, United States · Full-time · Posted 2026-01-09

**Salary:** USD 130,000–170,000

**Workplace:** on_site

**Department:** Sales & Finance Professionals

## Description

Cooperidge Consulting Firm is seeking a **Commercial Relationship Manager** for a top **Regional Bank** in Virginia Beach, VA.

While many institutions have pivoted exclusively to deposit-gathering, our client remains an active lender in both C&I and CRE markets. This role is responsible for driving the commercial lending process, from aggressive prospecting and loan origination to complex credit analysis and portfolio management. The ideal candidate is a high-performing "generalist" with a strong focus on C&I, capable of navigating complex risk assessments while building a personal brand within a reputable community bank.  
  
Job Responsibilities

-   **Business Development:** Actively prospect and acquire new commercial loan customers to generate new business and expand the bank's local market share.
-   **Credit Evaluation:** Assess the financial health and creditworthiness of businesses by analyzing complex financial statements, tax returns, and credit reports.
-   **Relationship Management:** Cultivate and maintain long-term client relationships, serving as a trusted advisor to provide tailored lending and financial solutions.
-   **Loan Structuring:** Collaborate with clients to structure transactions, prepare comprehensive loan packages, and ensure 100% accuracy in documentation.
-   **Risk Mitigation:** Conduct thorough risk assessments for each application; develop and implement strategies to mitigate identified financial and market risks.
-   **Financial Analysis:** Perform deep-dive cash flow and profitability analysis to determine loan feasibility in compliance with strict regulatory requirements.
-   **Portfolio Monitoring:** Monitor the ongoing performance of the existing loan portfolio, identifying potential red flags and taking proactive steps to mitigate losses.

## Requirements

### Education

-   **Bachelor’s degree in Finance, Accounting, or Business is REQUIRED.**
-   A Master’s degree (MBA) is a significant plus.

### Experience

-   **Minimum of ten (10) or more years of experience as a Commercial Loan Officer or Relationship Manager is REQUIRED.**
-   Proven track record in a banking or financial services environment with a focus on **C&I (Commercial & Industrial)** and **CRE (Commercial Real Estate)**.
-   Strong history of meeting or exceeding loan origination targets.

### Skills

-   **Financial Acumen:** Advanced understanding of financial statements, cash flow analysis, and credit risk assessment.
-   **Strategic Communication:** Exceptional interpersonal skills with the ability to present complex financial data to C-suite executives.
-   **Regulatory Knowledge:** Deep familiarity with commercial lending practices, loan documentation, and current banking regulations.
-   **Analytical Mindset:** Strong problem-solving skills to navigate complex financial data and make informed, high-stakes lending decisions.

## Benefits

-   Comprehensive health, vision, and dental insurance plans
-   Life insurance coverage
-   401(k) retirement plan with company matching contributions
-   Paid time off including vacation, sick leave, and holidays
-   Opportunities for career growth and advancement

## Apply

[Apply at Cooperidge Consulting Firm](https://apply.workable.com/cooperidge-consulting-firm/j/C283322E64/apply)

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