# Parabroker/ Credit Analyst (End-to-End) - 082

> D2B · Philippines (Remote) · Full-time · Posted 2026-02-15

**Workplace:** remote

## Description

**Job Title: Parabroker/ Credit Analyst (End-to-End)**

**Salary: PHP 80,000 to PHP 110,000**

**Working Hours: Mondays to Fridays; 8:30 AM to 5:30 PM Brisbane Time**

**Holidays: TBD**

**Role Overview:**

We are seeking an experienced Credit Analyst / Parabroker to manage loan files end-to-end from broker handover to settlement.

This is a fully autonomous role supporting one broker. You will drive files forward, manage timelines, analyse income (PAYG and self-employed), assess credit and liabilities, select lenders, coordinate valuations, and ensure compliance, all without micromanagement.

Strong attention to detail, critical thinking, and proactive file management are essential.

**Duties and Responsibilities:**

**End-to-End File Management**

-   Drive loan files from broker handover through document collection, analysis, submission, settlement, and post-settlement
-   Conduct living expense analysis
-   Analyse PAYG income including payslips, salary credits, and salary sacrifice arrangements
-   Analyse self-employed income (full doc assessment)
-   Pull and assess credit files
-   Identify liabilities from Fact Find, credit file, and bank statements
-   Conduct lender research, policy checks, and product recommendations
-   Complete detailed diary notes for internal records and submission

**Loan Submission & Processing**

-   Prepare and package loan applications in Broker Engine
-   Order valuations and manage through to completion
-   Manage pricing requests
-   Liaise with XSource regarding MIRs and loan documents
-   Action returned MIRs and documents within expected timeframes
-   Track and manage lender conditions

**Compliance & Documentation Standards**

-   Ensure strict compliance with lender policies and internal procedures
-   Rename and file all documents according to required naming conventions (no exceptions)
-   Save documents in correct folders immediately upon receipt
-   Edit all email templates and forms to ensure accuracy before sending
-   Ensure specialised documents are collected for complex scenarios (e.g., separation agreements, guarantor documents, bridging requirements)
-   Modify document requests to reflect actual deal circumstances (e.g., single applicant vs joint)

**Settlement & Timeline Management**

-   Track finance and settlement dates independently using Broker Engine and/or calendar tools
-   Follow up lenders, solicitors, and conveyancers
-   Ensure no file remains inactive beyond three days without valid reason
-   Escalate issues early and proactively

## Requirements

**Must Haves:**

-   **At least 3 years of experience as a Credit Analyst or Parabroker (end-to-end processing required)**
-   **Strong understanding of the 5 C’s of Credit and lender credit policy**
-   **Experience analysing PAYG and self-employed income**
-   **Proficiency in CRM systems and Microsoft Office**
-   **Experience using Broker Engine (highly regarded)**
-   **Experience with Quickli and lender servicing calculators**
-   **Experience pulling and analysing credit files**
-   Knowledge of lender servicing calculators and broker portals
-   Experience ordering valuations and managing settlements
-   Strong attention to detail and organisational skills
-   Excellent written and verbal English communication skills
-   Ability to work autonomously and drive files without micromanagement

**Nice to Have:**

-   Prior banking experience
-   Experience working with AFG
-   Strong lender policy and scenario knowledge

## Apply

[Apply at D2B](https://apply.workable.com/d2b-1/j/8462F086D0/apply)

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