# Collection Analyst (Low Recovery) - with Field Work

> First Circle · Taguig, Philippines · Full-time · Posted 2026-09-30

**Workplace:** on_site

**Department:** PH Hiring

## Description

### About First Circle

**First Circle** is one of the **fastest-growing FinTech companies in the country**, providing financial services to under-served SMEs. We've already transformed access to credit for thousands of businesses, and now we're building a full-stack neobank offering innovative new products and services. As part of our ongoing growth, we're strengthening our Collections Team to boost recovery rates and reduce delinquency. We're looking for a hardworking, reliable, and hands-on Field Collector or Skip Tracer to join us.

We are seeking a dynamic **Collection Analyst for our FSA and Low Recovery Accounts** to join our Product Operations team. This role combines the responsibilities of a collection analyst doing desk collections and field collections. The Collection Analyst will play a critical role in bridging internal teams and external stakeholders, fostering relationships, and driving First Circle’s growth initiatives.

### Responsibilities

-   **Account Management:** Oversee Low Recovery and FSA accounts to ensure effective handling.
-   **Collections & Tracing:** Conduct desk/field collections, customer tracing, and on-site visits.
-   **Negotiation & Follow-up:** Secure Promises to Pay (PTPs), negotiate payment terms, and actively follow up.
-   **Documentation:** Maintain accurate, up-to-date records of all collection efforts and field visits.
-   **Target Achievement:** Consistently meet or exceed performance, recovery, and productivity goals.

## Requirements

-   **Motorcycle Requirement: Should own and drive a motorcycle.**
-   **Field Work & Mobility:** Willingness to do field work within and outside of Metro Manila.
-   **Years of Experience:** 1-5 years of relevant experience as a Field Collector or Collection Analyst.
-   **Educational Requirement:** Bachelor's degree in any field.
-   **Work Ethic & Drive:** Self-motivated and proactive, insists on excellence and is driven to constantly improve, displays initiative and independence in task execution. Comfortable working with difficult-to-recover accounts.
-   **Teamwork & Collaboration:** Collaborative and able to thrive in team-oriented environments.
-   **Skills & Competencies**

-   Quick learner; able to adapt to and internalize new processes rapidly.
-   Demonstrates efficiency and accuracy in resolving challenges.
-   Highly organized, detail-oriented, and dependable.
-   Strong communication and negotiation skills.
-   Persistent and resourceful.

## Benefits

-   **Salary:** PHP 25,000-30,000 monthly
-   **Benefits:** HMO coverage from week one, gasoline allowance, ownership policy on motorbikes, monthly fitness allowance
-   **Join a team with a deeply collaborative culture!** Learn more here: [https://www.firstcircle.ph/careers](https://www.firstcircle.ph/careers)

## Apply

[Apply at First Circle](https://apply.workable.com/first-circle/j/52DB7DAA72/apply)

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