# Capital Markets Senior Associate

> First Circle · Hong Kong, Hong Kong (Hybrid) · — · Posted 2026-07-22

**Workplace:** hybrid

**Department:** GB department

## Description

First Circle is the leading SME financial services company in the Philippines. We are building a credit-led, full-service SME neobank providing business banking, corporate cards, FX and payroll to increase customer wallet-share, customer lock-in and lower funding costs through deposits (retail and corporate). We have a $90m loan book today, up 150% yoy, and expect to end 2026 with $150m+ of assets and $350m+ in 2027.

We received approval to acquire a rural bank in April, and the World Bank (our largest shareholder) gave the green light for a $110m securitisation to help fund the growth in our assets. We also brought corporate cards product on line and have term sheets to acquire lending licenses in new SEA markets.

![](https://workablehr.s3.amazonaws.com/uploads/photos/664988/81d5cd5634684f1e572458ec53e7fe0a.jpg)

Our business is growing rapidly in scale and complexity as we approach 400 staff and develop into a multi-product, multi-market company. We have $500m+ of financing needs across equity and debt over the next 2-3 years.

### The Role

We are looking for a Capital Markets Senior Associate to **drive end-to-end origination of new funding.** You will be compensated

You will work closely with senior leadership across Finance, Legal, **debt and equity funding, development of funding structures, relationship building, business intelligence, investor reporting.** This is a **hands-on, problem-solving** role ideal for someone who wants to meaningfully contribute and grow within a high-growth fintech environment.

You will report to the CFO, **Josh O'Donnell**. Your role will require a significant amount of meetings with external parties and some travel across SEA to meet prospective investors.

### Key Responsibilities

-   Source and close new funding relationships inside target cost of funds
-   Maintain and **build a funnel of debt and equity investors**
-   Prepare **clear, concise marketing materials** to communicate with internal decision-makers and external investors, including pitch decks, teasers, and data rooms
-   Support the **structuring and execution of debt facilities and securitisations**, working alongside legal counsel and lenders
-   Own **investor reporting and covenant compliance**, ensuring accurate and timely delivery to funding partners
-   Build and maintain **financial models** for facilities, structures, and scenario analysis
-   **Own negotiation of term sheets and facility agreements**
-   **Build systems and processes** that scale the capital markets operation

## Requirements

-   3-6 years of experience in investment banking, structured finance, private credit, capital markets, or a related field
-   Strong **financial modelling** and analytical skills
-   Excellent **written and verbal communication**, with the ability to produce investor-grade materials
-   A **self-starter** who thrives in a fast-paced, high-growth environment
-   Comfortable with ambiguity and able to solve unfamiliar problems with minimal guidance
-   Interest in fintech, financial inclusion, and emerging markets
-   Willingness to travel across SEA as required

## Benefits

-   The opportunity to play a pivotal role in building a category-defining SME neobank
-   Direct exposure to senior leadership and world-class investors, including the World Bank
-   A steep learning curve across capital markets, structured finance, and fintech operations
-   Competitive compensation and equity
-   A hybrid working environment based in Hong Kong

## Apply

[Apply at First Circle](https://apply.workable.com/first-circle/j/F689759989/apply)

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