# Credit Analyst

> Fuku · Bengaluru, India · Full-time · Posted 2026-10-28

**Workplace:** on_site

## Description

Job responsibilities:  
\- Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.  
\- Prepare detailed credit analysis reports and provide recommendations for credit approvals, renewals, or denials.  
\- Monitor and evaluate existing credit accounts to identify potential risks and ensure compliance with company policies and regulations.  
\- Collaborate with internal teams, including sales and underwriting, to structure credit solutions that align with client needs and company objectives.  
\- Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk assessments.  
\- Assist in the development and implementation of credit policies and procedures to enhance risk management practices.  
\- Communicate credit decisions and findings to stakeholders in a clear and professional manner.  
\- Support the preparation of periodic credit risk reports for senior management and regulatory bodies.  
  
Job requirements:  
\- Bachelor’s degree in Finance, Accounting, Economics, or a related field; advanced degree or professional certification (e.g., CFA, CPA) is a plus.  
\- Proven experience as a Credit Analyst or in a similar role within the financial services industry.  
\- Strong analytical skills with the ability to interpret complex financial data and identify key risk factors.  
\- Proficiency in financial modeling, credit scoring, and risk assessment tools.  
\- Excellent written and verbal communication skills, with the ability to present findings and recommendations effectively.  
\- Detail-oriented with strong organizational and time management skills.  
\- Knowledge of relevant regulatory requirements and industry best practices in credit risk management.  
\- Proficiency in Microsoft Office Suite, particularly Excel, and familiarity with financial analysis software.  
  
Job benefits:  
\- Competitive salary and performance-based bonuses.  
\- Comprehensive health, dental, and vision insurance plans.  
\- Retirement savings plan with company matching contributions.  
\- Opportunities for professional development and career advancement.  
\- Generous paid time off, including vacation, sick leave, and holidays.  
\- Flexible work arrangements to support work-life balance.  
\- Access to wellness programs and employee assistance resources.  
\- Collaborative and inclusive work environment with a focus on employee growth and satisfaction.

## Apply

[Apply at Fuku](https://apply.workable.com/fuku/j/A84D7F335F/apply)

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