# Senior Solutions Architect - Cards & Payments Platform

> GSSTech Group · Dubai, United Arab Emirates · — · Posted 2026-06-22

**Workplace:** on_site

## Description

We are seeking an experienced **Senior Solutions Architect – Cards & Payments Platform** to lead architecture design and delivery for strategic cards and payments initiatives within a leading banking environment.

The ideal candidate will possess deep expertise in cards processing, card management platforms, payment ecosystems, banking integrations, API architecture, security, and enterprise-scale solution design. This role requires ownership of end-to-end architecture solutions that balance business requirements, customer experience, scalability, resiliency, security, and operational excellence.

## Requirements

### Key Responsibilities :  
  
Required Experience

10+ years of overall technology experience.

Minimum 2–3 years as a Solution Architect or Technical Architect within Cards/Payments domain.

Strong experience in banking and financial services environments.

### Proven experience delivering enterprise-scale cards and payments solutions.  
  

### Solution Architecture & Delivery

-   Design end-to-end architecture solutions for Cards and Payments platforms.
-   Produce architecture artifacts, solution designs, and technical specifications.
-   Define scalable, resilient, secure, and reusable architecture patterns.
-   Ensure alignment with enterprise architecture standards and business objectives.
-   Evaluate and integrate third-party card management and payment solutions.
-   Support solution estimation, feasibility studies, vendor assessments, and technology selection.
-   Collaborate with product, business, engineering, infrastructure, security, and operations teams.
-   Drive architecture governance, reviews, and compliance processes.

### Cards & Payments Domain Leadership

-   Architect solutions across the complete card lifecycle:

-   Card Issuance
-   Card Activation
-   Card Management
-   Transaction Processing
-   Acquiring
-   Authorization
-   Clearing
-   Settlement
-   Chargebacks
-   Dispute Management

-   Design solutions for:

-   Credit Cards
-   Debit Cards
-   Prepaid Cards
-   Corporate Cards
-   Co-Branded Cards
-   Loyalty & Rewards Programs
-   Cashback Solutions
-   Installment Payment Programs

-   Work with payment gateways, processors, switches, clearing systems, and banking ecosystems.

### Architecture Governance

-   Develop reusable reference architectures and architecture blueprints.
-   Conduct peer reviews and architecture assessments.
-   Mentor junior architects and engineering teams.
-   Deliver architecture workshops and knowledge-sharing sessions.
-   Contribute to architecture standards, patterns, and best practices.

### Mandatory Domain Expertise

### Card Management Platforms

Hands-on architecture experience with one or more of:

-   VisionPLUS
-   Way4
-   First Data
-   CardPac
-   Similar Card Management Systems

### Cards Processing

Strong understanding of:

-   Authorization Processing
-   Clearing & Settlement
-   Card Switching
-   Acquiring
-   Issuing
-   Merchant Payments
-   Chargebacks
-   Dispute Management
-   Reconciliation Processes

### Payment Ecosystem

Experience with:

-   Payment Gateways
-   Payment Processors
-   Card Networks
-   Clearing Systems
-   Banking Integration Platforms
-   Third-Party Financial Ecosystems

### Industry Standards & Compliance

Strong knowledge of:

-   PCI-DSS
-   EMV
-   PSD2
-   UAE Central Bank Regulations
-   GDPR
-   Financial Services Security Standards

### Security & Fraud Prevention

Experience implementing:

-   Tokenization
-   3D Secure (3DS)
-   Encryption Technologies
-   Authentication & Authorization Frameworks
-   Secure API Design
-   Data Protection Controls

### Technical Skills

### Architecture & Integration

-   Enterprise Architecture
-   Solution Architecture
-   Technical Architecture
-   API Architecture
-   Microservices Architecture
-   Event-Driven Architecture
-   Distributed Systems Design
-   Integration Architecture

### Banking & Payments Technologies

-   REST APIs
-   SOAP Services
-   ISO 8583
-   Payment Switch Integrations
-   Core Banking Integrations
-   Middleware Platforms
-   Enterprise Service Bus (ESB)

### Security Architecture

-   Threat Modeling
-   Data Classification
-   Asset Valuation
-   Security by Design
-   Security Logging & Monitoring
-   Encryption & Key Management
-   Authentication & Authorization
-   Cybersecurity Controls

### Cloud & Modern Engineering (Preferred)

Exposure to:

-   Cloud Architecture
-   DevOps Practices
-   Container Platforms
-   CI/CD Pipelines

### AI Knowledge (Preferred)

Awareness or experience with:

-   Artificial Intelligence
-   Machine Learning
-   Generative AI
-   Large Language Models (LLMs)
-   Retrieval-Augmented Generation (RAG)
-   Embedding Models
-   Vector Databases
-   AI Agents / Agentic AI
-   Model Context Protocol (MCP)
-   GitHub Copilot
-   Claude Code

### Key Competencies

-   Strong stakeholder management skills
-   Excellent communication and presentation skills
-   Strategic and analytical thinking
-   Strong problem-solving capabilities
-   Delivery-focused mindset
-   Ability to balance customer experience, functionality, security, performance, and resiliency
-   Self-driven and capable of working with minimal supervision
-   Strong mentoring and coaching abilities
-   High learning agility and adaptability

## Apply

[Apply at GSSTech Group](https://apply.workable.com/gsstech-group/j/F212C8FD55/apply)

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