# Merchant settlement & Reconciliation specialist

> Guru Pay · Vilnius, Lithuania (Hybrid) · Full-time · Posted 2026-03-10

**Salary:** From EUR 36,000

**Workplace:** hybrid

**Department:** Finance

## Description

**Guru Pay** is an EMI based in Lithuania with a goal to deliver a personalized boutique service to B2B, B2C and C2B customers. Our team is small, yet highly ambitious in delivering high-tier service for our business accounts.

We are looking for a **Merchant settlement & Reconciliation specialist** who will take full ownership of reconciliation and merchant settlement processes within our acquiring product. This role is ideal for someone detail-oriented, proactive, and experienced in payment reconciliations who can ensure accuracy across complex payment flows and continuously improve existing processes.

**What will you do:**

-   Own and manage the full reconciliation flow for the acquiring product
-   Compare reports from Visa/Mastercard, payment processors, gateways, and internal systems to verify transaction amounts, fees, chargebacks, refunds, and adjustments
-   Investigate and resolve discrepancies by working with processors, card schemes, and internal teams
-   Prepare and execute periodic merchant settlements together with the internal payments team
-   Generate reconciliation and settlement reports for merchants and ensure alignment with actual payouts
-   Maintain and improve reconciliation procedures and documentation
-   Track discrepancies and ensure timely resolution
-   Support month-end reconciliation and reporting processes
-   Participate in improving internal reconciliation tools and propose automation opportunities

**What we expect:**

-   Hands-on experience with reconciliation in fintech, payments, or financial services
-   Strong attention to detail and analytical thinking
-   Ability to independently own reconciliation processes end-to-end
-   Comfort working with large datasets, reports, and multiple payment sources
-   Proactive mindset with a focus on improving processes
-   Strong English communication skills

**Nice to have:**

-   Experience with acquiring or card payment reconciliations
-   Understanding of Visa/Mastercard settlement processes
-   Lithuanian language skills

**What will you get:**

-   A salary starting from **3000 EUR** Gross (negotiable based on experience).
-   2nd pillar pension coverage.
-   Encouragement and budget to support your professional development and certifications.
-   Extra vacation day on your birthday.
-   Flexible work from our office in Vilnius or the comfort of your home.
-   A brand new office space in Vilnius with a comfortable work setting.
-   Regular events, workations, health challenges, and other team initiatives.
-   An ambitious team, focused on compliance and efficiency with an experienced leader who cares.

## Apply

[Apply at Guru Pay](https://apply.workable.com/guru-pay/j/3556D55DF2/apply)

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