# Senior Decision Scientist

> Lovey · Birmingham, United Kingdom · Full-time · Posted 2026-07-07

**Salary:** GBP 70,000–80,000

**Workplace:** on_site

**Department:** Credit and Risk

## Description

**Role: Senior Decision Scientist (Lending)**

**Location: Central Birmingham - Office Based**

**Salary: Up to £80,000 - Depending on experience**

**About Lovey**

Lovey is a fast-growing fintech helping UK businesses access the funding they need to grow. Since 2016, we’ve supported thousands of companies through smarter, faster, and more transparent lending.

We’re proud to be a Top 15 fastest-growing finance company, a Great Place to Work, and to hold a 4.9 Trustpilot rating, driven by our focus on innovation, trust, and real customer impact.

## Requirements

**The Role**

We’re looking for a Senior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending.

You’ll own the end-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection of data, risk, and product to shape the future of our lending strategy.

**What You’ll Do as Senior Decision Scientist**

-   Build and deploy ML and statistical models for credit risk, affordability, and pricing
-   Own the full model lifecycle (data, features, modelling, validation, deployment, monitoring)
-   Develop monitoring frameworks and performance dashboards
-   Drive innovation through new data sources, challenger models, and experimentation (A/B testing)
-   Translate complex models into clear, actionable business insights

## Benefits

**Requirements:**

-   Strong experience in machine learning within lending (SME essential)
-   Proficiency in Python & SQL
-   Proven end-to-end model development experience
-   Background in fintech and automated decisioning environments
-   Solid understanding of UK credit risk & regulation
-   Ability to communicate effectively with both technical and business stakeholders

-   Consumer lending experience
-   Experience with model governance & monitoring frameworks
-   Strong commercial mindset and ownership attitude

**Why Join Lovey?**

-   Be part of a high-growth fintech shaping the future of SME lending
-   Work on high-impact models used in real underwriting decisions
-   Collaborate with a talented, cross-functional team
-   Join a company that truly values innovation, trust, and people

**Please note:** All applications will be reviewed week commencing 20th July.

## Apply

[Apply at Lovey](https://apply.workable.com/lovey/j/8AAB69EB79/apply)

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