# Senior Decision Scientist

> Lovey · Birmingham, United Kingdom (Hybrid) · Full-time · Posted 2026-03-23

**Salary:** GBP 70,000–95,000

**Workplace:** hybrid

## Description

**💜 Senior Decision Scientist (Lending)**

**Lovey | Birmingham (Hybrid) | Up to £95,000**

**💜 About Lovey**

Lovey is a fast-growing fintech helping UK businesses access the funding they need to grow. Since 2016, we’ve supported thousands of companies through smarter, faster, and more transparent lending.

We’re proud to be a **Top 15 fastest-growing finance company**, a **Great Place to Work**, and to hold a **4.9 Trustpilot rating**, driven by our focus on innovation, trust, and real customer impact.

**💜 The Role**

We’re looking for a **Senior Decision Scientist** to lead the development of cutting-edge credit decisioning models across SME lending.

You’ll own the **end-to-end model lifecycle**, from problem framing through to deployment and monitoring, while working at the intersection of **data, risk, and product** to shape the future of our lending strategy.

**💜 What You’ll Do As Senior Decision Scientist**

-   Build and deploy **ML and statistical models** for credit risk, affordability, and pricing
-   Own the **full model lifecycle** (data, features, modelling, validation, deployment, monitoring)
-   Develop **monitoring frameworks and performance dashboards**
-   Drive **innovation through new data sources, challenger models, and experimentation (A/B testing)**
-   Translate complex models into **clear, actionable business insights**

## Requirements

**💜 What We’re Looking For From Senior Decision Scientist**

-   Strong experience in **machine learning within lending (SME essential)**
-   Proficiency in **Python & SQL**
-   Proven **end-to-end model development experience**
-   Background in **fintech and automated decisioning environments**
-   Solid understanding of **UK credit risk & regulation**
-   Ability to **communicate effectively with both technical and business stakeholders**

**💜 Bonus Points**

-   Consumer lending experience
-   Experience with **model governance & monitoring frameworks**
-   Strong commercial mindset and ownership attitude

## Benefits

**💜 Why Join Lovey?**

-   Be part of a **high-growth fintech** shaping the future of SME lending
-   Work on **high-impact models used in real underwriting decisions**
-   Collaborate with a **talented, cross-functional team**
-   Join a company that truly values **innovation, trust, and people**

## Apply

[Apply at Lovey](https://apply.workable.com/lovey/j/B506E74AA5/apply)

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