# Settlement Specialist

> MADFIN · London, United Kingdom (Hybrid) · — · Posted 2026-09-02

**Workplace:** hybrid

## Description

-   Oversee daily transaction reconciliation to ensure accuracy and consistency.
-   Process settlements, payments, refunds, chargeback fees, and adjustments.
-   Review settlement data and investigate transaction discrepancies.
-   Reconcile client accounts and identify missing, duplicate, underpaid, or overpaid transactions.
-   Prepare settlement reports, payment confirmations, and supporting analyses.
-   Collaborate with banks, payment processors, and other financial partners.
-   Maintain accurate settlement records and update relevant internal systems.
-   Identify opportunities to improve settlement workflows and mitigate operational risks.
-   Ensure settlement activities comply with internal policies, industry standards, and applicable regulations.

## Requirements

-   Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
-   2+ years of experience in settlement, reconciliation, or financial operations within fintech, payments, banking, or crypto.
-   Strong understanding of transaction reconciliation, settlement flows, refunds, fees, and adjustments.
-   Experience working with payment processors, banks, and/or crypto exchanges.
-   Strong SQL skills and proficiency in Excel or Google Sheets.
-   Experience with Power BI or similar reporting and data visualisation tools.
-   Strong analytical skills, attention to detail, and the ability to investigate discrepancies.
-   Good organisational and time-management skills, with the ability to meet deadlines in a fast-paced environment.
-   Knowledge of blockchain technology is considered an advantage.
-   Russian Speaking Candidates preferred.

## Benefits

-   Competitive salary based on your experience and contribution
-   Excellent health insurance after successful completion of the probation period
-   Additional paid Wellbeing Days — take time for your personal needs, health check-ups, or simply to recharge
-   Hybrid work setup — flexible hours with a mix of in-office and remote work
-   Friendly and collaborative team — we value transparency, initiative, and support each other
-   Opportunity to grow together with the company and take on new responsibilities as we scale
-   Startup environment where your voice matters and ideas turn into features fast
-   Gifts from the company for work anniversaries and birthdays — because milestones matter, and we love celebrating them with you!

## Apply

[Apply at MADFIN](https://apply.workable.com/madfintech/j/616DFF3B85/apply)

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