# Manager, Structured Products Risk

> moomoo · Hong Kong, Hong Kong · Full-time · Posted 2026-08-19

**Workplace:** on_site

## Description

_**Key Responsibilities**_

-   **Structured Products & Complex Instruments**
-   Perform independent risk analysis on structured products (both proprietary and distributed), including payoff decomposition, pricing validation, stress testing, scenario analysis, and embedded derivative assessment.
-   Assess underlying asset risk, barrier/knock-in/knock-out features, issuer credit risk, and liquidity risk of structured notes and derivative-linked products.
-   Evaluate product complexity classification and investor suitability from a risk perspective.
-   Monitor mark-to-market movements, greeks exposure, and potential loss scenarios on an ongoing basis.
-   Conduct pre-trade and post-trade risk assessment for proprietary structured product positions.

**Risk Rating Model & Approval Framework**

-   Design, develop, and maintain risk rating models for investment products including structured products, funds, bonds, equities, derivatives, and alternative investments.
-   Build and manage the product risk rating approval workflow, including escalation criteria, approval authorities, and documentation standards.
-   Serve as independent risk assessor in the product approval process, providing risk opinions on new product onboarding and existing product reviews.

**Ongoing Product Risk Monitoring**

-   Conduct periodic re-rating and review of onboarded products to reflect changes in market conditions, issuer creditworthiness, and regulatory requirements.
-   Monitor product issuers/providers' credit standing and financial health; coordinate with business teams on counterparty risk evaluation.
-   Track global market developments to identify emerging risks and provide early warning to management.

**Compliance, Reporting & Collaboration**

-   Ensure product risk activities comply with regulatory requirements (e.g., HKMA, SFC guidelines) and align with the Bank's risk appetite framework.
-   Maintain and enhance internal risk policies and procedures; support audits and regulatory inspections.
-   Prepare regular and ad-hoc risk reports for Senior Management and Risk Committee.
-   Collaborate with business, compliance, legal, and operations on product risk matters.

## Requirements

_**Requirements**_

-   Degree holder or above in Finance, Risk Management, Quantitative Finance, or related disciplines
-   Minimum 4 years of experience in product risk management, product control, or structured products risk in banking/financial institutions, preferably in private banking or wealth management
-   **Strong knowledge of structured products (e.g., FCN, ELN, DCI, accumulator, decumulator, range accrual) and OTC derivatives is essential**
-   Hands-on experience in building product risk rating models and managing approval workflows is highly preferred
-   Solid knowledge across multiple asset classes (funds, bonds, derivatives, etc.) and familiar with regulatory requirements
-   Strong analytical, communication, and problem-solving skills
-   Agile and adaptable to a fast-paced environment
-   Proficient in Excel/VBA; knowledge of Python is a plus
-   Good command of written and spoken English and Chinese (including Putonghua)

## Apply

[Apply at moomoo](https://apply.workable.com/moomoo/j/4DE95A7C2E/apply)

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