# Europe MLRO

> NALA · Brussels, Belgium (Remote) · Full-time · Posted 2026-04-21

**Workplace:** remote

**Department:** Compliance

## Description

### 👋 About Us

NALA is building Payments for the Next Billion. Faster, smarter, and fairer transfers for everyone. Since 2022, we've grown our business 120x, grown the team from 9 to 150+, [raised $50M+ from top-tier investors](https://medium.com/nala-money/the-next-billion-nalas-40m-announcement-eb9d8d005eae), and were named to the [Forbes Fintech 50](https://www.forbes.com/lists/fintech50/) in 2025.

We operate two core products:

-   [**NALA**](https://www.nala.com/), our consumer app making cross-border payments cheaper, faster and more reliable for the global diaspora. Allowing users to send money from the UK, US and EU to Africa and Asia.
-   [**Rafiki**](https://www.rafiki.com/), our B2B payments infrastructure, is powering global payments.

Our team includes alumni from Wise, Stripe, Monzo, Revolut, and CashApp — operators who’ve scaled world-class products. We act with urgency, think deeply, and put our customers first always.

At NALA, this isn’t just a job. It’s ownership, impact, and the chance to change global payments forever.

Join us in building [Payments for the Next Billion.](https://www.nala.com/blog/nalas-updated-mission#:~:text=When%20I%20started%20building%20NALA,are%20more%20urgent%20than%20ever.\).)[](https://www.nala.com/blog/nalas-updated-mission#:~:text=When%20I%20started%20building%20NALA,are%20more%20urgent%20than%20ever.\))

### 🙌 Your Mission

Build and lead a best-in-class AML/CFT compliance framework for Belgium, ensuring regulatory excellence while enabling safe, scalable growth in international remittances.

### 🎯 Your Responsibilities in this Role

-   Own and evolve NALA’s AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectations
-   Lead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reporting
-   Deliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risks
-   Act as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationships
-   Design and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance program
-   Provide strategic advisory to leadership on new products, market expansion, and risk appetite decisions

### 🔥 Must-have requirements

-   Experience operating as MLRO or equivalent senior compliance role in a regulated environment
-   7+ years of AML/CFT experience within a Payment Institution or Electronic Money Institution
-   Deep knowledge of Belgian AML regulations, NBB expectations, and EU AML directives
-   Proven track record managing SAR/STR reporting and regulatory interactions
-   Strong experience conducting complex financial crime investigations (e.g. layering, smurfing, cross-border schemes)
-   Professional fluency in English and either French or Dutch
-   Meets “Fit and Proper” requirements for senior compliance roles with the NBB

### 💪 Nice to have requirements

-   Previous experience in a high-growth fintech or remittance business
-   Experience working with transaction monitoring systems and regtech tools
-   LLM or legal/compliance academic background

### ✅ Success in the role looks like

**3-Month Metrics**

-   Fully onboarded as the nominated AML officer with regulators and established key regulatory relationships
-   Completed review of existing AML/CFT framework with clear action plan for gaps and improvements

**6-Month Metrics**

-   Delivered an updated ORA and implemented enhancements to controls, monitoring, and reporting
-   Established scalable, data-driven compliance processes supporting growth without increased regulatory risk

### ⭐️ Benefits

-   **35 Days Off including your local bank holidays**: Take the time to decompress. Working at a startup is hard!
-   **Birthday Leave:** Celebrate your special day with a bonus day off to take off in that month.
-   **Enhanced Parental Leave:** We offer 16 weeks of full pay for the primary caregiver and 4 weeks of full pay for the secondary caregiver (After a 6-month probationary period)
-   **Learning** **Budget**: Fuel your growth with $1000 annually for learning and development.

## Apply

[Apply at NALA](https://apply.workable.com/nalamoney/j/9BF8A8830F/apply)

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