# Underwriter II

> Park Place Finance, LLC · United States (Remote) · Full-time · Posted 2026-05-27

**Workplace:** remote

**Department:** Underwriting

## Description

**ABOUT PARK PLACE FINANCE**

Park Place Finance is a fast-growing, nationwide private lender specializing in non-owner-occupied residential fix-and-flips, ground-up construction, and DSCR loans. But what truly sets us apart is how we do it.. You’ll find a team that rallies together, celebrates wins, and keeps raising the bar.

With a focus on health, wealth, and professional development, we’re not just funding deals — we’re building careers & long-lasting relationships.

**POSITION OVERVIEW**

We are looking for a detail-oriented, analytical Underwriter II to join our operations team who will play a key role in evaluating and decisioning our full suite of Business Purpose Loans — including Residential Transitional Loans (RTL), DSCR (non-consumer), Bridge, Ground-Up Construction, and Portfolio products.

Responsibilities include evaluating borrower creditworthiness, analyzing loan structures, reviewing collateral, and providing clear, risk-based recommendations. This is an experienced-level underwriting role ideal for someone with a strong background in RTL and DSCR products who thrives in a fast-paced environment.

**RESPONSIBILITIES**

-   Underwrite Bridge, Renovation, Ground-Up Construction, and DSCR loans in accordance with company guidelines and investor overlays
-   Evaluate borrower profiles including creditworthiness (business and/or individual), DSCR metrics, exit strategies, and collateral
-   Interpret property valuations (BPOs, appraisals, AVMs) and flag for inconsistencies
-   Analyze construction budgets, scopes of work, and project timelines to ensure feasibility of projects

-   Review loan files including credit reports, bank statements, leases, title, insurance, and entity documents
-   Maintain clear, actionable documentation supporting all underwriting decisions
-   Apply judgment on exceptions and propose well-supported decisions for approval, counteroffer, or decline

-   Partner with originators, processors, and leadership to ensure smooth file flow and pipeline efficiency
-   Communicate proactively to resolve conditions, meet deadlines, and accelerate closing timelines

## Requirements

**KNOWLEDGE, SKILLS, & ABILITIES**

**Required:**

-   3+ years of underwriting experience in private lending, non-QM, or similar BPL environments
-   Proficiency in DSCR loan analysis and RTL loan mechanics
-   Experience evaluating 1–4 unit investment properties and residential collateral standards
-   Familiarity with entity structures (LLCs, Corporations, Trusts)
-   Strong analytical, critical thinking, and problem-solving abilities
-   High attention to detail and a risk-management mindset
-   Excellent written and verbal communication skills
-   Ability to work independently in a deadline-driven, high-volume environment

**Preferred:**

-   Experience with Loan Origination Systems (e.g., LendingWise, Encompass, Salesforce, or custom LOS platforms)
-   Experience working with brokers and investor guidelines

## Benefits

**WHY JOIN PARK PLACE FINANCE?**

At Park Place Finance, we invest just as much in our people as we do in our borrowers. If you're ready to accelerate your career in a collaborative, fast-paced environment where performance and innovation are celebrated — this is where you belong.

-   Competitive Compensation Package
-   100% Company-Paid Health Insurance _(Medical, Dental & Vision)_
-   Retirement Plan with 3% Company Match
-   Entrepreneurial Culture with a Focus on Growth & Excellence
-   Opportunities to Expand Skillset Across Multiple Loan Products

## Apply

[Apply at Park Place Finance, LLC](https://apply.workable.com/park-place-finance-llc/j/036B386D55/apply)

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