Tugende is a for-profit social enterprise providing asset and SME finance, leasing, insurance, and financial literacy to new customers, and consumer finance to qualified existing customers.
It was formally established in 2012 in Uganda and is a technology-enabled asset financier of income-generating assets for proven entrepreneurs, using a lease-to-own product to offer an affordable path to ownership of these assets. Tugende empowers customers unable to access formal credit and has financed 30,000 customers.
Across Uganda and many other emerging markets, motorcycles help drive the economy mitigating traffic jams and bad roads, while offering hundreds of thousands of jobs for those with little formal education.
Tugende means “let’s go” in Luganda and signifies the company's mission and what you say on the back of a motorcycle taxi. Tugende has been recognized as a 2012 Unreasonable Fellow, 2014 Echoing Green Global Fellow, 2016 GSBI Fellow, and received the MIT Zambezi prize in 2015 as one of the top 3 financial inclusion startups in Africa. We have appeared in The Guardian, BBC, Economist, and elsewhere.As part of our regional expansion in East Africa, Kenya is now launched! Beyond geographic growth, Tugende's future will include multiple asset finance products and tools to help Tugende to reach millions of customers without losing high touch personal support. Learn more about our history and mission here and here.
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