# Business Analyst (Credit Origination & AI)

> Unison Group · Singapore, Singapore · — · Posted 2026-07-27

**Workplace:** on_site

**Department:** Bharat

## Description

-   Gather, analyze, and document business requirements for banking system implementation and transformation projects.
-   Lead business analysis activities for **Credit Loan Origination Systems (LOS)** and **Limits & Collateral Management Systems (CLIMS)** implementations.
-   Conduct end-to-end business process analysis, process mapping, and system workflow design.
-   Review Product Gap Summaries (PGS) and recommend optimal business and technical solutions.
-   Validate and review consultants' solution assessments to ensure alignment with business objectives.
-   Collaborate with business stakeholders, product owners, solution architects, developers, and QA teams throughout the project lifecycle.
-   Prepare functional documentation including:

-   Business Requirement Documents (BRD)
-   Functional Specifications (FSD)
-   User Stories
-   Process Flows
-   User Guides

-   Configure system parameters based on business requirements, including:

-   Loan application types
-   Product configuration
-   Approval workflows and matrices
-   Credit policies
-   Risk rating models
-   Financial statement templates and ratio calculations

-   Work closely with technical teams to support system configuration, enhancements, defect resolution, and new feature implementation.
-   Recommend process improvements and UI/UX enhancements to improve operational efficiency and user experience.
-   Support User Acceptance Testing (UAT), System Integration Testing (SIT), and regression testing.
-   Validate AI-powered banking capabilities, including:

-   Generative AI
-   Agentic AI
-   Intelligent Chatbots
-   OCR (Optical Character Recognition)
-   AI-assisted document processing

-   Perform bug validation and coordinate issue resolution with development teams.
-   Support pre-sales activities by preparing demo environments, sample data, and product demonstrations.
-   Mentor junior Business Analysts and conduct product and system knowledge-sharing sessions.
-   Assist with ad-hoc initiatives including notification templates, product documentation, and process improvements.

## Requirements

-   5+ years of Business Analysis experience in Banking or Financial Services.
-   Strong experience implementing **Loan Origination Systems (LOS)** or **Credit Origination Platforms**.
-   Experience with **Limits & Collateral Management Systems (CLIMS)**.
-   Strong understanding of:

-   Corporate Lending
-   Commercial Lending
-   Credit Approval Workflow
-   Credit Risk Assessment
-   Collateral Management

-   Experience gathering business requirements and preparing BRD, FSD, User Stories, and process documentation.
-   Hands-on experience with system configuration and workflow setup.
-   Experience working in Agile and/or Waterfall delivery environments.
-   Strong stakeholder management and communication skills.

### AI & Digital Banking Experience

Experience with one or more of the following is highly preferred:

-   Generative AI solutions
-   Agentic AI applications
-   AI-powered Credit Origination
-   Intelligent Document Processing (OCR)
-   AI Chatbots or Virtual Assistants
-   Prompt Engineering
-   AI-assisted workflow automation
-   AI testing and validation

## Apply

[Apply at Unison Group](https://apply.workable.com/unisongroup/j/423008A50A/apply)

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