# Business Analyst - Intraday Liquidity / SWIFT Payments / Cash Management

> Unison Group · Chennai, India · — · Posted 2026-08-17

**Workplace:** on_site

**Department:** Bharat

## Description

-   Gather, analyze, and document business and functional requirements for **Intraday Liquidity, SWIFT Payments, and Cash Management** solutions.
-   Work with business stakeholders to understand payment flows, liquidity requirements, settlement processes, and operational workflows.
-   Translate business requirements into detailed **BRDs, FRDs, user stories, functional specifications, and process flows**.
-   Analyze **SWIFT payment messages**, payment processing workflows, settlement, reconciliation, and exception handling.
-   Support **Intraday Liquidity** initiatives including liquidity monitoring, cash positions, funding requirements, and transaction flows.
-   Work on **Cash Management** processes including cash positioning, account management, liquidity forecasting, and payment processing.
-   Perform data analysis and validation using **SQL scripting**, including complex queries, joins, aggregations, data reconciliation, and validation.
-   Work closely with development and QA teams to clarify requirements, support testing, and validate delivered functionality.
-   Perform **data analysis, root-cause analysis, impact assessment, and gap analysis** for business and system issues.
-   Support **UAT, SIT, regression testing, defect analysis, and production implementation**.
-   Coordinate with multiple stakeholders including business users, technology teams, operations, and external vendors.
-   Prepare functional documentation, test scenarios, process maps, and requirement traceability documents.

## Requirements

**5+ years of experience as a Business Analyst** in Banking / Financial Services.

Strong experience in **at least one** of the following:

-   **Intraday Liquidity**
-   **SWIFT Payments / Payment Processing**
-   **Cash Management**

**Hands-on SQL scripting experience is mandatory.**

Strong understanding of banking/payment processes and transaction lifecycles.

Experience in requirements gathering, functional analysis, documentation, and stakeholder management.

Experience working with **SIT/UAT, defect management, and production support**.

Strong analytical, communication, and problem-solving skills.

## Apply

[Apply at Unison Group](https://apply.workable.com/unisongroup/j/A690CDE4D2/apply)

---
Powered by [Workable](https://www.workable.com)