# CA- MT - Management Trainee

> Weekday AI · Bengaluru, India · Full-time · Posted 2026-05-07

**Salary:** INR 900,000–1,200,000

**Workplace:** on_site

**Department:** Weekday's Client via platform

## Description

**This role is for one of the Weekday's clients**

**Salary range: Rs 900000 - Rs 1200000 (ie INR 9 - 12 LPA)  
  
**Min Experience: 0 years

Location: Karnataka, Tamil Nadu, Andhra Pradesh, Telangana

JobType: full-time

We are looking for a Chartered Accountant (CA) or Cost & Management Accountant (CWA) Fresher to join as a Management Trainee in the Credit function. This role offers a strong foundation in credit underwriting, risk assessment, and financial analysis within the banking and MSME lending space. The ideal candidate will gain hands-on exposure to end-to-end loan processing, customer evaluation, and portfolio monitoring while working closely with business and risk teams.

## Requirements

**Financial & Credit Responsibilities**

-   Conduct detailed customer assessments through field visits to business locations, residences, and collateral sites
-   Prepare credit assessment memos, including financial analysis and cash flow evaluation
-   Evaluate collateral, including legal and technical due diligence
-   Perform credit checks and ensure compliance with documentation requirements
-   Recommend and underwrite proposals in line with internal policies and procedures
-   Support loan disbursement processes, ensuring accuracy and zero-error execution
-   Monitor early delinquencies and identify potential risk cases to maintain a healthy portfolio
-   Assist in managing post-disbursement documentation and compliance

**Operational Responsibilities**

-   Process loan files within defined turnaround times (TAT)
-   Coordinate with business teams to ensure seamless proposal processing
-   Stay updated on local market conditions, including economic, legal, and industry developments
-   Provide inputs and updates to senior stakeholders on potential risks or market changes
-   Support internal teams through knowledge sharing on products, policies, and processes

**Compliance & Risk Responsibilities**

-   Resolve audit queries and ensure adherence to internal and regulatory guidelines
-   Maintain strict confidentiality of customer and organizational data
-   Review early warning signals and non-starter cases with due diligence
-   Ensure full compliance with company policies and risk frameworks

**Functional Competencies**

-   Basic understanding of mortgage lending and MSME credit evaluation
-   Knowledge of credit bureau checks, property valuation, legal reports, and documentation
-   Awareness of banking and financial parameters used in borrower assessment
-   Strong documentation and analytical skills

**Behavioral Competencies**

-   Strong interpersonal and communication skills
-   Detail-oriented with a high level of accuracy
-   Result-driven with a proactive and positive approach
-   Strong problem-solving mindset and willingness to learn

**Qualifications & Experience**

-   CA / CWA (Qualified)
-   Freshers are encouraged to apply

**Skills**

-   Credit Analysis
-   Financial Assessment
-   Risk & Compliance
-   Documentation Management

## Apply

[Apply at Weekday AI](https://apply.workable.com/weekday-1/j/3CCD2711A9/apply)

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