# Product Manager

> Weekday AI · Bengaluru, India · Full-time · Posted 2026-11-09

**Salary:** INR 1,000,000–2,000,000

**Workplace:** on_site

**Department:** Weekday's Client via platform

## Description

**This role is for one of Weekday’s clients  
Salary range: Rs 1000000 - Rs 2000000 (ie INR 10 - 20 LPA)**

  
Min Experience: 3+ years  
Location: Bangalore, Karnataka, Tamil Nadu, Andhra Pradesh  
JobType: full-time

We are looking for a dynamic and result-oriented **Product Manager** with 3–8 years of experience in financial services, particularly in **LAP (Loan Against Property), MSME Lending, and Retail Secured Lending**. The ideal candidate will be responsible for managing the end-to-end product lifecycle, developing innovative lending solutions, and driving product growth while ensuring portfolio quality and business profitability.

The candidate should have a strong understanding of lending products, customer requirements, credit processes, and risk management. Experience in product strategy, credit underwriting, and fraud detection will be an added advantage.

## Requirements

## Key Responsibilities

-   **Product Strategy & Development:** Define and execute product strategies for LAP, MSME lending, and retail secured lending products in alignment with business objectives and market opportunities.
-   **Product Lifecycle Management:** Manage the complete product lifecycle, from conceptualisation and market research to product launch, performance monitoring, and continuous improvement.
-   **Business Growth:** Identify opportunities to expand the lending portfolio, improve customer acquisition, increase loan disbursements, and enhance overall product profitability.
-   **Credit & Underwriting:** Work closely with credit and risk teams to develop lending policies, underwriting frameworks, eligibility criteria, and risk assessment models.
-   **Customer Experience:** Understand customer needs and market trends to simplify loan application journeys, improve turnaround times (TAT), and enhance customer satisfaction.
-   **Cross-functional Collaboration:** Collaborate with technology, sales, operations, risk, compliance, and collections teams to ensure seamless product execution.
-   **Risk & Fraud Management:** Identify potential portfolio risks and implement strategies to minimise fraud, delinquencies, and credit losses.
-   **Market Research:** Analyse competitor offerings, industry developments, regulatory changes, and customer behaviour to identify product improvement opportunities.
-   **Performance Monitoring:** Track key product metrics, including disbursements, approval rates, rejection rates, portfolio quality, customer acquisition costs, and profitability.
-   **Process Optimisation:** Drive automation, digitisation, and process improvements across the lending journey to improve operational efficiency.

## Must-Have Skills

-   Strong understanding of **LAP (Loan Against Property)** products and secured lending processes.
-   Hands-on experience in **MSME Lending**, including loan origination, customer assessment, and portfolio management.
-   Experience in **Retail Secured Lending** and understanding of collateral-based lending products.
-   Knowledge of lending operations, loan documentation, eligibility assessment, and disbursement processes.
-   Strong analytical, problem-solving, stakeholder management, and communication skills.
-   Ability to work with cross-functional teams and manage multiple product initiatives.

## Good-to-Have Skills

-   Experience in product strategy, roadmap development, and product lifecycle management.
-   Understanding of credit underwriting principles, credit policies, and risk assessment frameworks.
-   Knowledge of fraud detection, prevention mechanisms, and portfolio risk management.
-   Familiarity with lending technology platforms, LOS (Loan Origination Systems), LMS (Loan Management Systems), and digital lending journeys.
-   Understanding of RBI regulations and compliance requirements applicable to lending institutions.

## Experience & Qualifications

-   3–8 years of relevant experience in product management within banking, NBFCs, fintech, or financial services.
-   Prior experience working with LAP, MSME lending, or retail secured lending products is essential.
-   Bachelor's degree in Business, Finance, Economics, or a related discipline. An MBA or relevant postgraduate qualification will be an advantage.

## Apply

[Apply at Weekday AI](https://apply.workable.com/weekday-1/j/D5F8FEC3A2/apply)

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